(Radio Iowa) – The COVID-19 pandemic has made a mess out of many Iowans’ retirement plans. A study by an investment advising firm shows the average Iowans’ retirement savings balance dropped from 423-thousand dollars in January to 367-thousand at the end of March. That’s a 13-percent drop over three months. Michelle Brownstein, vice president of Private Client Services at Personal Capital, says several factors are at play.

“One may be cost of living, so if someone lives in a more expensive area, they may not be saving as much for retirement,” Brownstein says. “There may also be population differences. If there is a slightly older population in a particular area, they may’ve saved a bit more than areas that skew a little bit younger from a demographic standpoint.” The firm’s report shows Iowa ranks 12th out of the 50 states for the highest retirement savings average.

As of June 30th, the average retirement balance for Iowans was a little over 415-thousand dollars, according to the report. Still, Brownstein says it’s more important to compare how your -own- account looks versus how Iowa ranks against other states. “Are you personally on track to reach your goals?” Brownstein says. “If, for example, I lived somewhere really expensive or really inexpensive, to maintain my lifestyle in retirement is going to take a different amount of money once I get there to keep my lifestyle in the same format that I’ve become accustomed to.”

Looking at your 401k balance daily can “drive you nuts,” she says, and it may be smarter to only check in occasionally, as it should be an investment plan designed for decades, not day-to-day. “The trick is to make sure that you have a great long-term strategy in place that you can stick to,” Brownstein says. “It’s tempting when there’s volatility in the market or just heightened uncertainty in a given period to want to make changes, to try and control things that you don’t actually have control over. You and I don’t control the market, as much as we might want to.”

What you -can- control are things like the amount of risk you’re comfortable with, the goals you’re setting for retirement, and your individual savings patterns over time. The Personal Capital survey found 89-percent of respondants said they’re worried about the financial impact COVID-19 is having on their retirement.

DES MOINES, Iowa (AP) — The family of a man killed by a Polk County sheriff’s deputy two years ago alleges in a federal lawsuit that the office is “covering up” the killing by refusing to release footage and records. The Des Moines Register reports that the family of Isaiah Hayes, of Ashland, Wisconsin, filed the lawsuit on June 30 in the U.S. District Court for the Southern District of Iowa.

It says the county has refused to release body camera or dash camera footage which shows the shooting of the 25-year-old Hayes in 2018. The lawsuit alleges the county is withholding the video because it would show Deputy Ryan Phillips “shooting Isaiah in the back while Isaiah did not pose a threat.”

(Radio Iowa) – A consumer alert is being issued for Iowans to avoid certain types of face masks that are being sold using deceptive claims and which may not offer protection from COVID-19. Lynn Hicks, a spokesman for the Iowa Attorney General’s office, says they’re asking stores to remove masks from shelves that are labeled as K-N-95 Stereo Protective Masks. “What that ‘KN’ indicates is that it has not met U.S. safety standards,” Hicks says. “It’s manufactured in China and despite the name, many of those masks do not offer 95% protection.”

This is the mask the AG has concerns about.

The masks are advertised as “protective,” which Hicks says is misleading. The packaging also contains confusing and nonsensical content, such as “use funny meltblown filter material,” and “children under three have low vital capacity and are not recommended.” Some masks are priced at $12.99 for a pack of two, while other K-N-95 masks on Amazon sell for about $3 each.  “We’ve gotten some complaints about price gouging and just to make sure people understand, the price gouging rule is still in effect during the public health emergency,” Hicks says. “If people see things that they think are out of line, they can certainly report it to our office and we will check it out.”

The masks were being sold in at least five stores, including Iowa-based Hy-Vee, which Hicks says has agreed to remove the masks from shelves. While most Iowans don’t need the N-95 level of mask, for those who do, this is an important purchase. Hicks says, “If you’re a medical professional who really needs what’s known as an N-95 mask or if you are going to be around people who have COVID, then it could be dangerous.”

He notes, the CDC does -not- recommend the general public wear N-95 respirator masks, as they’re considered critical supplies reserved for health care workers and other first responders.

Page County Sheriff’s Deputies today (Friday), arrested a man for Public Intoxication. 21-year old Spencer Ryan Moore, of Coin, was arrested at around 1:15-a.m., following an investigation into a reported argument at a residence in the 2700 block of F Avenue (about 2 miles southwest of Coin).  Moore was transported to the Page County Jail where he was being held on
$300 bond, pending further court proceedings.

Officials with the Cass and Audubon County Sheriff’s Offices are reporting two separate phone scams that are making the rounds. The Cass County Sheriff’s Office says the old Social Security phone scam has popped-up again. That’s when a person calls and claims they’re a law enforcement official, and tells you your social security number has been stolen. They then tell you there’s a vehicle in your name in another state that was found that was involved with drugs and there’s blood in the vehicle. Usually the scammer will then press the person to give them personal information. Authorities say this is “Definitely a scam, don’t fall for it! Do not give any personal information!!”

In Audubon County, the COVID-19 Test Kit scam calls are circulating. During those calls, a person tells you their records show you have been in close proximity to someone who has tested positive for COVID-19. They won’t tell you who you supposedly came into contact with, and that they want to mail you a kit which you must pay for and return within 72 hours. They typically say the kit costs $50. This is a scam. Don’t give out any personal information. Just hang-up.

Audubon County Public Health has verified their office conducts the contact tracing for Audubon County, but they do NOT send out tests, and they do NOT ask for credit card information.

Iowa’s Senior Republican Senator, Charles Grassley, will pay a visit to Atlantic on Thursday, August 20th. The Senator will be in town as part of his 99 county tour. His visit will be from 9:45-until 10:45-a.m., at the Rock Island Depot, outside, between the Depot and Carriage House.

Residents and the business community are encouraged to attend and bring their questions and concerns on any topic; including the current business climate and plans Congress has to address concerns.

Face coverings are highly encouraged when social distancing is not possible

WEST LAKE OKOBOJI, Iowa – Officials with the Iowa Department of Natural Resources report a Spirit Lake man was arrested Thursday in connection with a boating incident that took place at approximately 10:35 p.m., Tuesday, near Manhattan Point on West Lake Okoboji. DNR Conservation Officers, Thursday, located a damaged boat consistent with damage to the hit and run incident, which seriously injured Vaughn Wickham of Spirit Lake, during the August 4th incident.

The boat was located in a hoist at a private residence on the north end of West Lake Okoboji. Conservation Officers obtained a search warrant and seized a 2010 28 foot Boston Whaler.  Shortly after seizing the boat, 20-year old Zachery Kruse, of Spirit Lake, turned himself in to DNR Conservation Officers and admitted to operating the boat involved in the hit and run.  Kruse was booked into the Dickinson County Jail and charged with an aggravated misdemeanor for failing to give aid in a vessel resulting in a serious injury.

The Iowa Department of Natural Resources Law Enforcement Bureau was assisted by the Dickinson County Sheriff’s office and numerous helpful citizens in the investigation.

The Mills County Sheriff’s Office reports 24-year old Devin Brandon Jackson, of Glenwood, was arrested Thursday night on charges that include: Assault causing Injury; Interference with Official Acts, and Criminal Mischief in the 4th Degree. Jackson was taken into custody at the Mills County Jail and held on a $3,000 bond.

(Radio Iowa) – The former executive director of the Des Moines area Metro Waste Authority has pleaded guilty to one count of mail fraud after investigators say he improperly collected at least one-point-eight million dollars. A special investigation released by the state auditor in December indicated Jeff Dworek created a shell company, submitted fake invoices to the Des Moines area’s Metro Waste Authority and collected the checks himself. He was also accused of signing off on improper payments to a company controlled by an associate. The Des Moines Register was first to report that a federal judge has accepted Jeff Dworek’s guilty plea. His sentencing hearing is scheduled for November.

DES MOINES, Iowa (AP) — More than 6,700 people filed unemployment claims last week in Iowa, and the number of continuing claims is nearly 105,000, a decrease of more than 5,000 from the previous week. Iowa Workforce Development says there were 6,765 claims for unemployment insurance in the week ending Aug. 1, and benefit payments totaled more than $29.9 million for the week. Manufacturing had the highest number of claims with more than 1,400. Federal Pandemic Unemployment Compensation benefits ended July 25, which means the $600 weekly additional benefit stopped and claimants will see a decrease in their benefits. However, laid off workers in Iowa may be eligible for state extended benefits.