(Johnston, Iowa) – The Iowa Recorders Association is warning residents about a scam involving a letter you may receive in the mail. In a social media post earlier this week, officials said a constituent of an Iowa recorder received a very official-looking letter in the mail claiming to be a “FINAL ATTEMPT TO NOTIFY” them about their property, with vague language about a “Private Lender” and a so-called “$199 allocated waiver.”

The Records Association said “This is a scam or a deceptive marketing ploy.” They pointed out some Red Flags that you be aware of when receiving questionable correspondence:

• There letter has No actual company name listed—just “Private Lender”
• There is pushy wording like “Call RIGHT AWAY”
• A fake-looking “waiver” is meant to grab your attention
• There is no clear explanation of the issue—just vague threats
• A toll-free number that likely connects you to a scam or high-pressure sales call

Officials say “DO NOT call the number,” and to “Shred the letter and toss it.” They said also, “If you’re ever unsure, contact your mortgage company directly using a phone number from your statements—not from random mail like this. Stay alert and protect your information!”