Des Moines, Iowa – Officials with the Iowa Insurance Division report a Sioux City woman, 28-year old Ashley Oakley, pled guilty Monday in Woodbury County District Court, to one Felony count of Insurance Fraud – Fraudulent Submissions to an Insurer (a Class D Felony). Her plea followed an investigation by the Iowa Insurance Division’s Fraud Bureau. Oakley received a Deferred Judgment, was given credit for previous time served, and will be placed on probation for two years. Oakley was assessed a $750.00 fine, and ordered to pay $4,422.21 in restitution. Oakley’s conviction stemmed from an investigation which began in April of 2018.

Ashley Oakley

The investigation uncovered that after being involved in a motor vehicle accident in Sioux City, Oakley’s vehicle was determined to be a total loss by her insurance company. During the insurance claim process, Oakley intentionally provided false information to her insurance company indicating that her vehicle loan was paid in full, when in fact a promissory note with a balance of over $8,000 remained. As a result of Oakley’s fraudulent scheme, she received insurance benefits in the amount of $4,422.21 to which she was not entitled and intentionally defaulted on the remaining promissory note balance.

Iowans with information about insurance fraud are encouraged to contact the Iowa Insurance Division’s Fraud Bureau at 515-242-5304.