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IA/NE Border: Higher Healthcare Premiums West of Missouri River

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April 30th, 2014 by Ric Hanson

DES MOINES, Iowa – Some live just a stone’s throw away from each other, but how much people have to pay for basically the same health insurance policies varies widely across the banks of the Missouri River.
For the platinum level, Iowa border counties had higher average premiums, but Bailey noted that the silver and gold plans under the Affordable Care Act are the most common by far – and also the most important for low- and middle-income families.

Bailey said the differences in premiums can be attributed largely to the Medicaid expansion option under the Affordable Care Act. Nebraska has not expanded its program, while Iowa has decided to cover more of the working poor. That difference changes each state’s pool of people eligible for the marketplace.

“So now in Nebraska, you’ve included those lower-income – and on average, sicker – people in the pool, whereas in Iowa you now have taken them out of the pool and put them in their own program.”

In the last two legislative sessions, there have been efforts to expand Nebraska’s Medicaid program similarly to those in Iowa, but filibusters have kept the measure from getting to the Senate floor for a vote.

(Iowa News Service)